Bad Credit? No Credit? Recent Bankruptcy? Choose Gates Hyundai

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Do You Have Some Challenges with Your Credit? Gates Hyundai Wants to Match You with Your Dream Car Regardless of Credit, Serving Nicholasville and Beyond

Are you in a tight spot with your credit or finances at the moment? We believe that everyone should be able to have access to a high-quality car regardless of their financial situation. Many of our Winchester customers, regardless of their credit score, can receive an approval within an hour and most of the time with no money down required!

But what about your own unique credit score and budget? We provide on-the-spot financing for all types of credit situations on credit scores ranging from 0 to 900. Maybe you're in the Berea area and have no credit at all or are dealing with bankruptcy. That's no problem for us! We use national lenders who report to all three credit bureaus to assist in establishing, re-establishing or enhancing your credit score.

Why do we do this? Our dealership has been family-owned and operated for over 100 years. We are invested in providing opportunities for drivers in the Lexington area and the surrounding communities. We have stayed in business this long because we are fair and straightforward with all our pricing and servicing. When you come to Gates Hyundai, you can expect exceptional service.

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Discovering an affordable financing solution for any type of credit situation is not the only thing you can expect from us. We also provide free CARFAX® Vehicle History Reports for complete transparency for all our used vehicles.

Somerset drivers won't have to worry about any hidden issues with our used cars because they get all the information upfront. Including a history of repairs, collisions, number of past owners, and more!

If that wasn't enough, we offer a complimentary first service so that you can save some money while keeping your vehicle in peak condition. If you're looking for top-notch coverage, then we also offer America's Best Warranty, which is 10 years or 100,000 miles of limited manufacturer's warranty coverage.

To sort out an approval on a new vehicle, no matter what you credit challenges are, come to Gates Hyundai in Richmond to speak to our friendly finance experts and learn more about the opportunities available. We look forward to meeting you!


Gates Hyundai

6000 Atwood Drive
Directions Richmond, KY 40475

  • Sales: (859) 624-1211
  • Service: (859) 624-1211
  • Parts: (859) 624-1211


  • Monday 9 AM - 7 PM
  • Tuesday 9 AM - 7 PM
  • Wednesday 9 AM - 7 PM
  • Thursday 9 AM - 7 PM
  • Friday 9 AM - 7 PM
  • Saturday 9 AM - 7 PM
  • Sunday Closed

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