Hyundai Finance Department in Richmond, KY

Hyundai Financing Richmond, KY

Hyundai Financing Richmond, KY

Auto Loans

The Gates Hyundai finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Richmond, Berea, and Somerset to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Winchester to Nicholasville. Whether you are right down the road or an hour away from Richmond you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Kentucky banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

Flexible Options That Fit Your Budget and Lifestyle

At Gates Hyundai in Richmond, KY, Hyundai financing is straightforward, transparent, and built around your needs, not ours.

Whether you’re shopping for a brand-new model or something pre-owned, our experienced finance team is here to walk you through every option. We work with a wide network of trusted lenders, which means you have more choices when it comes to monthly payments, down payments, and loan terms. From special APR financing to flexible lease options, we’re here to help you make a smart financial move with no surprises.

Our online tools can help you get started before you even visit the dealership. Use the Value Your Trade tool for a quick estimate on your current vehicle, explore available Hyundai manufacturer specials, and apply for credit in just a few steps. Whether you’re buying your first car or trading up, we make the process simple and pressure-free.

New Hyundai Lease or Loan? We’ll Help You Decide

Trying to choose between a new Hyundai lease or a new Hyundai loan? That depends on your driving habits, long-term goals, and budget. Leasing might be the better route if you enjoy driving the latest model and keeping your monthly payments lower. It also means you’ll typically be under warranty the entire time you have the car. On the other hand, financing a new Hyundai through a loan gives you ownership and more freedom over time.

Either way, our team can help break down the numbers and find a plan that works for you. We’ll show you available new Hyundai specials, including lease offers, cash rebates, and low interest rates, so you can weigh your options without pressure.

Used Car Loan Support and Pre-Owned Deals

Looking at something pre-owned? Our team also offers full support for a used car loan, whether you’re purchasing a Certified Pre-Owned Hyundai or another dependable vehicle from our selection. Gates Hyundai offers used vehicle specials to help make high-quality used cars more affordable for more drivers.

If you’re trading in a vehicle, we’ll apply the value directly to your deal to help reduce your total cost. Every used vehicle we sell has been carefully inspected, and we’re happy to walk you through the vehicle's history, condition, and pricing. With helpful tools like Value Your Trade, you can start the process from home and save time at the dealership.

Special Hyundai Financing Offers in Richmond, KY, Updated Regularly

We’re always looking for new ways to help our customers save. That’s why we update our Hyundai financing offers regularly to include seasonal promotions, limited-time cash incentives, and special APR financing. Whether you’re eyeing a fuel-efficient sedan or a roomy family SUV, you’ll find Hyundai manufacturer specials that make it easier to drive home happy.

You don’t have to figure it out alone. Our team is here to answer your questions, explain the fine print, and help you find the right balance between your vehicle needs and monthly payments. Come visit us at Gates Hyundai in Richmond, KY, or start your finance application online today. We’ll help you get where you’re going with a financing plan that fits your life.